1. Intellectual Property Ownership

All content, including but not limited to text, graphics, logos, icons, images, audio clips, video, software, and digital tools, is the exclusive property of A&J Financial Protection or its licensors and is protected by applicable copyright, trademark, and intellectual property laws.

2. License to Use

A&J Financial Protection grants users a limited, non-exclusive, non-transferable, and revocable license to access and use the Website and its content for personal, non-commercial purposes, subject to these terms:

• You may view, download, and print materials for personal use only.

• You may not modify, reproduce, distribute, or publicly display any content without prior written consent.

• You may not use the Website or its content for any unlawful or unauthorized purpose.

3. Third-Party Licenses

Some services or content may incorporate third-party software, APIs, or data. Use of such components is subject to the licensing terms of the respective third parties. A&J Financial Protection disclaims liability for any misuse or breach of third-party terms.

4. Agent Licensing

All insurance and financial services offered through the Website are provided by licensed professionals in accordance with local and national regulations. Licensing details for individual agents or representatives are available upon request.

5. Restrictions

You may not:

• Reverse engineer, decompile, or disassemble any part of the Website

• Use automated tools to scrape or extract data

• Use the Website to promote competing services or products

6. Termination

Addy Insurance reserves the right to revoke your license and access to the Website at any time for violations of these terms or applicable laws.

7. Contact

For licensing inquiries, agent credentials, or permissions, please contact:

• Phone: 951-425-8806

• Email: [email protected]