1. Information We Collect

We may collect the following types of information:

• Personal Information: Name, email address, phone number, mailing address, date of birth, and other identifiers.

• Financial Information: Insurance history, income details, and other financial data relevant to service eligibility.

• Health Information: Medical history and related data for insurance applications.

• Usage Data: IP address, browser type, device information, pages visited, and time spent on the Website.

2. How We Use Your Information

We use your information to:

• Provide and manage insurance and financial services

• Process applications and generate quotes

• Communicate with you about your account or inquiries

• Improve Website functionality and user experience

• Comply with legal and regulatory obligations

3. Sharing Your Information

We may share your information with:

• Licensed insurance agents and carriers

• Financial service providers and estate planning partners

• Third-party vendors who assist in operating the Website

• Government or regulatory bodies when required by law

We do not sell your personal information to third parties.

4. Data Security

We implement industry-standard security measures to protect your data from unauthorized access, disclosure, or destruction. However, no method of transmission over the internet is 100% secure.

5. Your Choices

You may:

• Request access to or correction of your personal data

• Opt out of marketing communications

• Withdraw consent where applicable

To exercise these rights, contact us at [email protected].

6. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience. You can manage your cookie preferences through your browser settings.

7. Third-Party Links

Our Website may contain links to third-party sites. We are not responsible for their privacy practices or content.

8. Children’s Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal data from minors.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date.

10. Contact Us

If you have questions or concerns about this Privacy Policy, please contact us at:

• Phone: 951-425-8806

• Email: [email protected]