1. Services Offered

We provide access to financial and insurance services including:

• Life Insurance (Term, Whole, IUL, GUL, Final Expense, Mortgage Protection)

• Medicare Coverage

• Estate Planning

• Financial Planning

• Real Estate Support

• Other Insurance Solutions (Long-Term Care, Disability, Annuities, Business Policies)

All services are subject to availability and eligibility requirements.

2. Use of Website

• You must be at least 18 years old to use this Website.

• You agree not to use the Website for any unlawful or unauthorized purpose.

• You may not copy, distribute, or exploit any content without prior written consent.

3. Quotes and Applications

Quotes provided through the Website are estimates and do not constitute binding offers. Applications submitted digitally are subject to review and approval by licensed agents and insurance carriers.

4. Intellectual Property

All content, logos, images, and trademarks on this Website are the property of Addy Insurance or its partners. Unauthorized use is strictly prohibited.

5. Privacy

Your use of the Website is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information.

6. Third-Party Links

This Website may contain links to third-party websites. We are not responsible for the content or practices of those sites.

7. Limitation of Liability

We do not guarantee the accuracy, completeness, or reliability of any information provided. We are not liable for any damages arising from your use of the Website or reliance on its content.

8. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page and become effective immediately upon posting.

9. Contact Information

For questions or concerns, please contact us at:

• Phone: 951-425-8806

• Email: [email protected]

By using this Website, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.